CALAMITY LOANS. Nanette Abilay, Pag-IBIG Fund Acting Vice President for Home Lending Operations – Luzon Group (center), answers queries from the media at The Kapihan sa Bagong Pilipinas forum held at the Hotel Marciano in Calamba City on Tuesday (Nov. 12, 2024). She said they are still offering calamity loans to members in areas declared under a state of calamity due to the impact of Severe Tropical Storm Kristine (Trami). (Photo by Zen Trinidad)